1. Have the Courage to Say NO.
2. Have the Courage to Face the Truth
3. Do the Right Thing because it is Right

These are the 3 magic keys to living your life with integrity. 

 W. Clement Stone 

There is some truth to what Mr. Stone is saying, but some people take the advice of having courage to say no, and they use that as an excuse of not having to do anything with their life. What if some great opportunity was passed up because of the ignorance of some people's ways. Sometimes people are misguided and they have lost track of what is right and what is wrong. Maybe all they know is wrong to us, but to them it is right. This statement is very ignorant in the nature that not all people have been brought up "proper". Most people have general sense of what "proper" is, but for example people of a different land know very little of this land.